This course provides a broad review of Personal Auto insurance using the standard Personal Auto policy to indicate who is covered, what is covered, when coverage applies and to what extent, what is excluded, and how the policy addresses the issue of third party liability. The goal of the course is to provide agents with the background required to make basic decisions regarding the how to underwrite a Personal Auto policy that best meet the needs of individual insureds and how to provide these insureds or potential insureds with the best possible coverage to protect them from those risks that would cause them the most personal and financial discomfort if protection were not available.