Social inflation can broadly be described as the increase in the number and severity of insurance losses due to social factors. The social factors include excessive jury awards and the desensitization of juries (and judges) because of social media and the unfiltered reporting of these cases. This along with the increasing political rhetoric of socialistic philosophies and anti-capitalistic mindsets that further vilify companies, the effect of third party funding on juries and the increases in health care spending and legal and regulatory changes, all contributing to the plethora of excessive verdicts and significant market volatility. We plan to explore the concepts behind “social inflation” and the factors driving the cultural shift in society, and the various issues driving the current legal climate. Understanding these factors and their effects will allow attorneys and claim adjusters to better analyze claims, discover, defend and more accurately assess insurer’s risk of loss.