Steven Badger

Biography

Steve represents the commercial property insurance industry in emerging and significant risk exposures, both as a plaintiff in large loss catastrophe subrogation matters and as a defendant in coverage matters involving weather related litigation.  

Currently, Steve’s practice is devoted entirely to leading the insurance industry response to the emerging hail risk.   His practice focuses solely on addressing the issues arising in hail damage claims and resulting litigation.  In addition to representing his clients in litigated disputes, Steve spends considerable time working with the insurance industry and other interested stakeholders in finding solutions to the abuses and outright fraud prevalent in these matters.   This includes development of policy form changes and legislative solutions to address common issues, as well as the identification and pursuit of actions against fraudulent actors involved in these matters. 

Prior to his hail work, Steve devoted a decade of his career to leading the $5 billion subrogation action arising from the 9/11 Terrorist Attack.  As a lead lawyer on the Plaintiffs’ Executive Committee, Steve was involved in directing all aspects of the action on behalf of the entire group of property damage plaintiffs.  The litigation was settled for $1.2 billion, reportedly the largest subrogation recovery ever obtained by the insurance industry. 

Generally, Steve's large loss catastrophe subrogation practice includes losses involving fires, explosions, product failures, building collapses, and other catastrophic events. He has handled subrogation matters across the United States and in several foreign countries. Steve has developed a particular expertise in losses involving natural disasters, such as hurricanes, windstorms, hailstorms, snowstorms, and floods. Typical losses involve hail damage to roofing products, building collapses under the weight of rainwater or snow, flood damage to buildings, and the blow-off of roofing systems during significant wind events.

Education

No information available.

Admissions/Licenses

• Bar Admissions: TX